5 Simple Statements About 228 loan Explained
5 Simple Statements About 228 loan Explained
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The Board evaluates a lender's retail banking products provided inside the financial institution's facility-dependent evaluation spots and nationwide, as relevant, at the institution level as follows:
(E) The bank fails to offer details requested because of the Board that is certainly necessary for the Board for making an informed decision.
(1) Any information regarding a bank's institutional capability or constraints, including the dimension and money issue of your bank, security and soundness limits, or almost every other financial institution-particular factors that noticeably have an impact on the bank's power to provide retail lending, retail banking companies and retail banking solutions, Local community growth loans, Local community improvement investments, or Group progress expert services;
답변. 네이버 모바일 버전은 스마트폰 또는 태블릿에서 웹 브라우저를 통해 접속할 수 있습니다.
A bank topic to details reporting demands pursuant to § 228.42 should include things like in its community file a published see that the CRA Disclosure Assertion pertaining to the financial institution, its operations subsidiaries, and its other affiliates, if applicable, might be received within the FFIEC's Web page at:
The Board makes use of the facility-based mostly assessment regions delineated by a bank in its analysis in the lender's CRA general performance Except the Board determines that the power-based assessment locations do not comply with the necessities of the area.
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) Huge banking companies that experienced property under or equivalent to $10 billion more info as of December 31 in both of your prior two calendar yrs and that do not run branches.
In assigning Retail Lending Test conclusions for just a Condition pursuant to § 228.22(h), the Board would not take into consideration a financial institution's actions to become during the State if These activities occur in the retail lending evaluation region consisting of counties in multiple State.
(i) All the information necessary for that financial institution's public file should be taken care of at the leading Business and, if an interstate financial institution, at just one department Business in each Condition; and
For every of the big financial institution's facility-primarily based assessment regions, and as relevant, its retail lending assessment locations, the Board publishes on the Board's Web-site:
) Any rise in the calendar calendar year to an present Local community growth loan that is definitely refinanced or renewed or to an current community advancement financial investment that may be renewed;
Pursuant to § 228.28 and appendix C to this part, the Board assigns conclusions to get a lender's Group Enhancement Services Exam general performance in Just about every facility-centered assessment area, Every Point out or multistate MSA, as applicable, and for the institution.
implies a staffed banking facility, whether shared or unshared, which the Board authorised or licensed for a department and that is open to, and accepts deposits from, most of the people.